INSURANCE PROTECTION AGREEMENT – GV LOISIRS SNOWMOBILE RENTAL
This document is not an insurance policy. It is a contractual option offered by GV Loisirs to limit the renter’s financial liability, under the conditions stated herein. GV Loisirs (hereinafter referred to as the “Lessor”)
This addendum is intended to limit the Renter’s financial responsibility in the event of material damage to the rented vehicle, up to a maximum amount of $2,500, subject to the exclusions set out in this document.
Where multiple Renters or drivers are associated with the same rental, they are jointly and severally liable.
PROTECTION OPTION TERMS & CONDITIONS
In consideration of the payment of additional non-refundable fees, the Renter benefits from the following conditions:
- The Renter’s financial liability for covered material damages is capped at a maximum of $2,500;
- The $2,500 security deposit remains required;
- No amount exceeding $2,500 may be claimed from the Renter for covered damages, subject to the exclusions set out in this addendum;
- The security deposit is not a limitation of liability and may be insufficient to cover all damages, costs, or losses that are excluded.
COVERED DAMAGES
- Subject to the exclusions, the protection option covers:
- Accidental material damage to the rented vehicle;
- Accidental collisions occurring during compliant use;
- Damage resulting from normal and authorized use of the vehicle.
IMPORTANT EXCLUSIONS (UNLIMITED LIABILITY OF THE RENTER)
The limitation of liability DOES NOT APPLY, and the Renter remains fully responsible without any financial cap, in the following situations:
- Gross negligence, recklessness, dangerous or irresponsible driving;
- Failure to follow safety instructions, rules, or directions from the Lessor or guide;
- Driving under the influence of alcohol, drugs, or any substance that impairs abilities;
- Use of the vehicle outside authorized trails or outside permitted zones;
- Participation in races, challenges, jumps, dangerous maneuvers, or stunts;
- False statements, omissions, attempted concealment, or delay in reporting an incident;
Any incident must be reported immediately or as soon as reasonably possible.
Failing to do so automatically renders this protection null and void.
- Intentional damage;
- All towing, recovery, transportation, specialized equipment, labor, and logistics costs are entirely the responsibility of the Renter, whether covered or not by the protection option.
SPECIFIC EXCLUSIONS – FIRE AND THEFT
This protection option DOES NOT INCLUDE, UNDER ANY CIRCUMSTANCES:
- Theft of the vehicle, attempted theft, or disappearance, whether partial or total;
- Damage resulting from fire, explosion, short circuit, or fire of unknown or unexplained origin;
- Theft or loss resulting from lack of supervision, failure to follow parking instructions, or failure to use security devices required by the Lessor;
- Damage caused to third
In the event of theft or fire, the Renter is fully and entirely responsible for the total value of the vehicle, including related costs, including but not limited to: loss of revenue, business interruption, lost rental days, and administrative fees related to the immobilization of the vehicle.
The amount due corresponds to the new replacement value or the replacement cost of the vehicle, as determined by the Lessor, without the possibility of dispute.
VEHICLE INSPECTION
- An inspection is conducted before and after the rental;
- The Renter acknowledges that the vehicle’s condition at departure is the reference condition;
- Any damage identified upon return will be assessed by the Lessor;
- The Renter authorizes the Lessor to withhold any amount due from the security deposit, up to $2,500 for covered damages.
LIMITATION OF THE LESSOR’S LIABILITY
The Lessor cannot be held liable for:
- Injuries, bodily harm, or death;
- Financial losses, loss of enjoyment, or indirect damages;
- Damage resulting from weather conditions, trail conditions, or natural
GOVERNING LAW
This addendum shall be governed by and interpreted in accordance with the laws of the Province of Quebec.
The limited liability protection option may not, under any circumstances, be transferred, exchanged, or applied retroactively to another vehicle other than the one for which it was selected and paid.
ACCEPTANCE AND ACKNOWLEDGEMENT
The Renter acknowledges:
- Having read, understood, and accepted this addendum;
- That this option is optional;
- That it is not an insurance policy;
- That it is intended solely to limit financial liability under the stated conditions;
- Being fully aware that fire and theft are excluded with no financial
PREVAILING TERMS
This agreement prevails over any verbal representation, advertising, or any contradictory interpretation.
Contractual Acceptance to be signed upon taking possession of the vehicle.
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